TRUSTEE’S NOTICE OF SALE TS No.: 071888-OR Loan No.: ******072F Reference is made to that certain trust deed (the “Deed of Trust”) executed by EMILY HERRERA, as Grantor, to NORTHWEST TRUSTEE SERVICES, INC., as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), AS DESIGNATED NOMINEE FOR GUILD MORTGAGE COMPANY, A CALIFORNIA CORPORATION, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS., as Beneficiary, dated 12/18/2013, recorded 12/19/2013, as Instrument No. 2013-5258, in the Official Records of Malheur County, Oregon, which covers the following described real property situated in Malheur County, Oregon: LAND IN PARK ADDITION, CITY OF NYSSA, MALHEUR COUNTY, OREGON, ACCORDING TO THE REVISED GENERAL MAP THEREOF, AS FOLLOWS: IN BLOCK 36: LOT(S) 19 AND 20. APN: 3594 // 19S4729CD Commonly known as: 428 N 4TH STREET NYSSA, OR 97913 The current beneficiary is: Guild Mortgage Company Both the beneficiary and the trustee have elected to sell the above-described real property to satisfy the obligations secured by the Deed of Trust and notice has been recorded pursuant to ORS 86.752(3). The default for which the foreclosure is made is the grantor’s failure to pay when due, the following sums:
Delinquent Payments:
Dates: No. Amount Total:
05/01/17 thru 09/01/17 5 $941.25 $4,706.25
10/01/17 thru 12/01/17 3 $915.57 $2,746.71
01/01/18 thru 07/01/18 7 $920.11 $6,440.77
Late Charges: $0.00
Beneficiary Advances: $3,890.83
Total Required to Reinstate: $17,784.56
TOTAL REQUIRED TO PAYOFF: $122,867.93
By reason of the default, the beneficiary has declared all obligations secured by the Deed of Trust immediately due and payable, including: the principal sum of $108,369.32 together with interest thereon at the rate of 4.375 % per annum, from 4/1/2017 until paid, plus all accrued late charges, and all trustee’s fees, foreclosure costs, and any sums advanced by the beneficiary pursuant to the terms and conditions of the Deed of Trust Whereof, notice hereby is given that the undersigned trustee, CLEAR RECON CORP, whose address is 111 SW Columbia Street #950, Portland, OR 97201, will on 11/20/2018, at the hour of 11:00 AM, standard time, as established by ORS 187.110, AT THE “B” STREET ENTRANCE TO THE MALHEUR COUNTY COURTHOUSE, 251 “B” STREET WEST, VALE, OR 97918, sell at public auction to the highest bidder in the form of cash equivalent (certified funds or cashier’s check) the interest in the above-described real property which the grantor had or had power to convey at the time it executed the Deed of Trust, together with any interest which the grantor or his successors in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.778 has the right to have the foreclosure proceeding dismissed and the Deed of Trust reinstated by payment to the beneficiary of the entire amount then due (other than the portion of principal that would not then be due had no default occurred), together with the costs, trustee’s and attorneys’ fees, and curing any other default complained of in the Notice of Default by tendering the performance required under the Deed of Trust at any time not later than five days before the date last set for sale. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word “grantor” includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by the Deed of Trust, the words “trustee” and ‘beneficiary” include their respective successors in interest, if any. Dated: 7/6/2018 CLEAR RECON CORP 111 SW Columbia Street #950 Portland, OR 97201 Phone: 858-750-7600 866-931-0036 Shella Domilos, Authorized Signatory of Trustee
Publish Dates: August 15, 22, 29, and September 5, 2018
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TRUSTEE’S NOTICE OF SALE
A default has occurred under the terms of a trust deed made by William G Borger, Single Man, whose address is 765 W Idaho Ave, Ontario, OR 97914 as grantor to Malheur County Title Company, as Trustee, in favor of JPMorgan Chase Bank, N.A., as named Beneficiary, dated October 24, 2013, recorded October 28, 2013, in the mortgage records of Malheur County, Oregon, as Instrument No. 2013-4642; JPMorgan Chase Bank, N.A. is the present Beneficiary as defined by ORS 86.705(2), as covering the following described real property: as covering the following described real property: Land in the City of Ontario, Malheur County, Oregon, according to Wilsons Supplemental Plat thereof, as follows: In Block 294: The East 1/2 of Lots 8, 9 and 10.. COMMONLY KNOWN AS: 765 W Idaho Ave, Ontario, OR 97914. Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor’s failure to pay when due the following sums: Monthly payments in the sum of $668.48, from November 1, 2017 and monthly payments in the sum of $682.32, from January 1, 2018, plus prior accrued late charges in the amount of $222.64, plus the sum of $19.98 for advances, together with all costs, disbursements, and/or fees incurred or paid by the beneficiary and/or trustee, their employees, agents or assigns. By reason of said default the beneficiary has declared all sums owing on the obligation that the trust deed secures immediately due and payable, said sum being the following, to-wit: $46,151.51, together with accrued interest in the sum of $1,442.20 from July 31, 2018, together with interest thereon at the rate of 3.75% per annum from August 1, 2018, plus prior accrued late charges in the amount of $222.64, plus the sum of $19.98 for advances, together with all costs, disbursements, and/or fees incurred or paid by the beneficiary and/or trustee, their employees, agents or assigns. WHEREFORE, notice hereby is given that the undersigned trustee will on December 10, 2018, at the hour of 1:00 PM MT, in accord with the standard time established by ORS 187.110, at the main entrance of the Malheur County Courthouse, located at 251 “B” Street West, in the City of Vale, OR, County of Malheur, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor has or had power to convey at the time of the execution of said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given to any person named in ORS 86.778 that the right exists, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by paying to the beneficiary of the entire amount due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligations or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee’s fees and attorney’s fees not exceeding the amounts provided by said ORS 86.778. Notice is further given that reinstatement or payoff quotes requested pursuant to ORS 86.786 and ORS 86.789 must be timely communicated in a written request that complies with that statute, addressed to the trustee’s “Reinstatements/Payoffs – ORS 86.786” either by personal delivery or by first class, certified mail, return receipt requested, to the trustee’s address shown below. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender’s estimated or actual bid. Lender bid information is also available at the trustee’s website, www.shapiroattorneys.com/wa. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word “grantor” includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words “trustee” and “beneficiary” include their respective successors in interest, if any. Also, please be advised that pursuant to the terms stated on the Deed of Trust and Note, the beneficiary is allowed to conduct property inspections while property is in default. This shall serve as notice that the beneficiary shall be conducting property inspections on the said referenced property. Without limiting the trustee’s disclaimer of representations or warranties, Oregon law requires the trustee to state in this notice that some residential property sold at a trustee’s sale may have been used in manufacturing methamphetamines, the chemical components of which are known to be toxic. Prospective purchasers of residential property should be aware of this potential danger before deciding to place a bid for this property at the trustee’s sale. The Fair Debt Collection Practice Act requires that we state the following: This is an attempt to collect a debt, and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings: This shall not be construed to be an attempt to collect the outstanding indebtedness or hold you personally liable for the debt. Dated: 08-02-2018 SHAPIRO & SUTHERLAND, LLC, Successor Trustee 1499 SE Tech Center Place, Suite 255, Vancouver, WA 98683 www.shapiroattorneys.com/wa, Telephone: (360)260-2253, Toll-free: 1-800-970-5647, S&S 18-122926
Publish Dates: August 29, 2018 and September 5, 12, and 19, 2018